Jeffrey D Phillips- Hpi Financial – San Carlos, CA

Jeffrey D Phillips- Hpi Financial

Address:  1149 Cherry St,  San Carlos –  CA Zip:  94070 /   
Phone:  (415) 867-6488 
My clients love the fact that I am a Real Estate Agent and a Mortgage Broker.Understanding lending isthe value I bring to any purchase or sale transaction or a refinance. I am …Learn more about Jeffrey D Phillips- Hpi Financial, Opens a popupSpecialtiesMy clients love the fact that I am a Real Estate Agent and a Mortgage Broker.Understanding lending isthe value I bring to any purchase or sale transaction or a refinance. I am fluent in all current mortgage loan programs including FHA, VA, HARP (for underwater home-owners) along with conventional & jumbo residential mortgage loans. Working from 2001 – 2008 in wholesale mortgage lending for HSBC and Washington Mutual, provided me with a solid foundation in underwriting and how to package loans for quick, clean approval and fast closing. I approach putting together a loan from the underwriters perspective. What are they going to need, what questions will the underwriter have when they look at the loan. this allows me to package up the loan thoroughly answering the underwriter’s questions before they have the chance to ask. For my clients, this means that if I submit their loan, it will be approved quickly with minimal conditions. This translates into an stress-free transaction.HistoryEstablished in 2007.I started HP Investments, Inc and North Bay Realty & Loans after the housing crash in 2007.Washington Mutual had closed their wholesale lending division and I knew that I wanted to continue to work in Real Estate & mortgage lending.Together with my business partner, Quentin S. Hyde, we have built our Real Estate and loan business since 2007 and cover all of the bay area. We have an office in the North Bay, East Bay, Peninsula & the South Bay. We are Real Estate and Mortgage Brokers that love the Bay Area and helping people buy their first home, their 5th home, refinance or sell. We love negotiating hard for our clients and work diligently to get them the best outcome.DRE License #: 01879516NMLS License #: 242083Meet the Business Owner 
Owner:  Jeffrey P. 
Category:  Mortgage Brokers, Real Estate Agents, Real Estate Services, Property Management, Mortgage Lenders, Mortgage Brokers, Real Estate Agents, Property Management, Mortgage Brokers, Real Estate Agents, Real Estate Services