Tag Archive: Mortgage Brokers

Jeffrey D Phillips- Hpi Financial – San Carlos, CA

Jeffrey D Phillips- Hpi Financial Address:  1149 Cherry St,  San Carlos –  CA Zip:  94070 /   Phone:  (415) 867-6488  My clients love the fact that I am a Real Estate Agent and a Mortgage Broker.Understanding lending isthe value I bring to any purchase or sale transaction or a refinance. I am …Learn more about Jeffrey D Phillips- Hpi Financial, Opens a popupSpecialtiesMy clients love the fact that I am a Real Estate Agent and a Mortgage Broker.Understanding lending isthe value I bring to any purchase or sale transaction or a refinance. I am fluent in all current mortgage loan programs including FHA, VA, HARP (for underwater home-owners) along with conventional & jumbo residential mortgage loans. Working from 2001 – 2008 in wholesale mortgage lending for HSBC and Washington Mutual, provided me with a solid foundation in underwriting and how to package loans for quick, clean approval and fast closing. I approach putting together a loan from the underwriters perspective. What are they going to need, what questions will the underwriter have when they look at the loan. this allows me to package up the loan thoroughly answering the underwriter’s questions before they have the chance to ask. For my clients,… Read more >